Gamecube Question

Hi, I'm a year old blue burst player who recently got a Gamecube to play PSO on. I have two simple questions,

1> where exactly do the characters/inventory save? on my memory card or on the game disk? I'm wondering because what if my disk stops working do I lose my chars with it?

2> So far I played offline and noticed that there is no common bank to transfer items from character to character...will this feature be unlocked when I go online? Also, will I be able to transfer my offline inventory/mag to online?

Thank you in advance for any answers! ^^;

1. Your character saves onto your memory card. So as long as you don't delete the file on your memory card or destroy the memory card your characters are safe.

2. There is no common bank for your characters. And there is no official server to go on and I don't remember there being a common bank. The closest thing I used to do is just use 2 controllers and move items around by controlling 2 characters in an offline multiplayer session.

The above answers are all correct, but I noticed one question unanswered.

Yes, your Mag/Inventory transfer to online.

You use the same character online and offline. Everything, including levels and experience transfer too.

since you play Blue Burst it probably means you play on a private server, as such ask on their forum about how the banks work seeing as we can't say much about them on here.