-I would suggest going through the guides section and pick up on some of the games mechanics. Check out the skill trees, suggested builds and whatever else tickles your fancy. Don't try to take too much in at once or it can be a little overwhelming.
-If you plan to use mainly a katana with your Braver, that's totally fine going for S-ATK. You'll have some DEX added on, but I believe a maxed BrHu is only 3 or 4 points from being able to wield all Br weapons(assuming you only put 3 into Ability Up, which is ideal IMO).
-Early on, using whatever you can get your hands on is fine as you'll be getting newer and better weapons fairly often. It's only until later in the game that you need to start putting more money into your gear. Earlier never hurts, but it's not quite needed.
-Having a shop is quite nice, but it's another thing you don't really need earlier on. It can get you some money, but you'll likely be relying on items from the AC/FUN scratches to make you any money. You can get 3 day My Shop passes from the FUN Scratch, but they are somewhat rare. You can get lucky with them though (I've personally gotten 3 passes within the last 2-3 weeks). Try to hold onto some of the rares and items that have souls or level 3 affixes on them. Affixing fodder is a good way to make some money. Other stuff can be sold to the NPCs though.
In the end, you DON'T need a shop to be successful, it can just augment your daily income.
-Once you play through enough areas, you'll start unlocking TACOs (Time Attack Client Orders), which are a great source of consistent income. If you do the COs for Normal, Hard and Very Hard, you make a little under 1m per day. That's not including any drops you get either. Good parties can clear them fairly quickly and once you start to get to the higher levels, you can clear all TACOs (all 3 difficulties) in 2 hours with a decent party. Keep in mind that each account can have two characters, so if you get both to a point where you can do a full set of TACOs (N/H/VH), you can earn about 1.8-1.9m per day.
-If you're not using the patches that are out for the game, I highly suggest using them if you cannot read japanese. With this latest update, not all patches are currently working. AIDA's Tweaker (Twerker) can be used to manage the patches and can also translate items in-game (still in the works, but still does a great job). As far as I know, only the core English patch is up to date. Using patches that aren't up to date can cause issues with your game, so try to avoid using them unless they are verified to be safe.
-The last thing I would suggest is joining up in a team. It makes things much easier for you and most people are friendly. If you're on Ship 02, there are many english speaking teams you can join. My Current team (Team Crimson) is currently recruiting and has members that would have no problem helping out. It's based on Ship 02 though, so if you're on another ship.... I can't really suggest it then.
Edit: Moron is actually a Team Crimson member as well and had the gosh darn nerve to post while I was typing. :<
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