I doubt it was a coincidence, however I also doubt they directly riffed off of PSO - or, rather, PSO specifically.
Many of these predate PSO, and many are staples of this genre and/or other genres.
Games these days tend to be amalgamations of features found in other games. This isn't a bad thing, but an inevitable result of there simply being so many games.
List me one product IRL that doesn't use parts found in another product. Any. Even the screws, the type of sealant, anything at all. While that example isn't exactly the same, the point is conveyed.
So, it isn't what features the games have in common that define them, but how the features are arranged and what features they don't have in common.
But all of that is kind of obvious so.
Besides, like someone already mentioned, Borderlands feels like a pretty great PSO spiritual successor to me too. I haven't played Destiny, but I'd like to in a while after they've added a bunch more content and polished it up a bit. It sounds great, but I'm also told it's a bit lacking right now.
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