Okay, this isn't good. Someone took money out of my account.

[Shadowpawn]

It's odd too. I went to check my bank account online tonight and someone transferred 200 dollars into their account from mine. What the hell, how did someone even access my account and transfer the money into theirs? I'm so pissed right now. :/

[Sharkyland]

I'm guessing people who use trojans and spyware to hack into your computer view crucial personal identification. I made an online purchase and I found out someone got my card #, so I quickly called my bank to stop all transaction with that card and ordered a new card. Gotta be VERY careful with these things.

[Rust]

Err, can't say I'm too confident about purchasing stuff online either because of this kind of crap which can happen. I could notice I'm about to be robbed and get money taken out of my bank account, I'd be pissed the same either way.
One because of me having to cancel my current card and have to change for another (yeah that's pretty simple, but that still annoys me as hell), the other because, well, heh, stolen money...

[Shadowpawn]

I'm guessing people who use trojans and spyware to hack into your computer view crucial personal identification. I made an online purchase and I found out someone got my card #, so I quickly called my bank to stop all transaction with that card and ordered a new card. Gotta be VERY careful with these things.

That couldn't be it, I've made online purchases for years and this never happened to me, ever. I'll just have to call the bank tomorrow and get this settled.

[Nitro Vordex]

That couldn't be it, I've made online purchases for years and this never happened to me, ever. I'll just have to call the bank tomorrow and get this settled.

Just because it hasn't happened, doesn't mean it WON'T happen.

[Chuck_Norris]

Shouldn't of tried that new fancy lookin' porn site. :disapprove:

[Randomness]

So, what kind of incompetent criminal stops at $200?

If they got into your account and all...

(Also, spyware is fail... Too many ways to circumvent. Unlike humans, who are endlessly fallible. Social engineering (en.wikipedia.org/wiki/social_engineering) is nastier. You can be perfect and still get robbed because some corporate peon is an idiot.)

[Shadowpawn]

So, what kind of incompetent criminal stops at $200?

If they got into your account and all...



That's what I'm thinking, if someone in my account why stop at 200 (I had well over 200, that's all I'm saying.) I'm thinking this was a mistake on the banks behalf. Still, I'm wondering how the hell did that happen? In the mean time swapped all my money in my dummy account.

[Vanzazikon]

Things like that get pretty scary, one reason I'm very hesitant when supplying my personal information such as my card number anywhere.

[Kylie]

Have you talked to anyone at the bank about it?

[CelestialBlade]

Don't scoff at trojans, there was one going around recently that mapped your keystrokes for login fields. That would very easily give someone access to your account. No matter how safe you're being, anything can happen and you're *never* immune from this sorta thing.

[Smidge204]

So, what kind of incompetent criminal stops at $200?

The kind that:

1) Wants to see if the account info actually works before trying something big
2) Doesn't want to cross the line between "Petty Theft" and "Grand theft"
3) The kind that doesn't want to make the card company suspicious (Some cards require authorization on transactions over a certain amount)

I've had my card info stolen once before. The thief was kind enough to sign me up for a home delivery of the New York Times. I didn't even notice anything was wrong until a bunch of porn DVDs showed up in my mailbox.

I mean really, who the hell pays for porn? (It wasn't even good porn...)

Anywho, I was nearly out $500 total. Managed to cancel another purchase that was still processing, cancel the card itself, and successfully disputed all the fraudulent charges so the money was credited back to my account.

Still not entirely sure how it happened. My guess is one of the (few) online retailers I bought something from was compromised. Still hasn't stopped me buying stuff online, but I do keep a closer watch on my statements now.
=Smidge=

[Shadowpawn]

Here's an update, turns out I had forgotten I had a joint account with a family member (this was my first bank account and I had it opened when I was 16) and that person fell behind on their account. So the bank grabbed money from my account because it had their name on it and paid off their debt. Not only does that really tick me off, I've never got a notice about it or anything. To top it off because that person was a joint owner they are legally entitled to that money even though they never put any money into that account whatsoever. So what I did was close that account and opened another one and stuck all my money in that account. I'll be dammed if that happens again.

[Kylie]

Ah, yeah. They can do that, so be careful about sharing accounts with others. >_>

They really should have sent you a noitce, but I guess they didn't care enough to.

[BlaizeYES]

lol i figured it wasnt a hacker.



i remember like 2 years ago in a different city, the street name my bank was on was "anna napp." well anyway, when i first moved there, i didnt notice the street name. i'm looking at my account, and i see "550 dollar withdrawal" and when i got a description, it just said
(my bank name) anna napp." i go, "what the fuck... anna napp... ANNA NAPP! that FUCKING BITCH. who the fuck does she think she is?" my roomate heard me, and she goes, "what the hell is the problem?" i said, "well, it appears some little skank somehow took money out of my account. i've came across a few people with the last name napp, but they like 1000 miles away. i've never heard of an ANNA NAPP and i don't know what she has to do with me, and how she got my account number." my roomate is laughing as i stand there, getting paranoid on a time that someone could have gotten my account number, trying to do some old-fashioned detective work. she goes, "oh... and how much did anna take out?" i reply, "550 dollars." as the laughter subsides, she composes herself, looks at me, and says, "have you taken out 550 dollars lately?" as my anger at what i was going to do to anna began dying down... it started to come together. she goes, "brad, anna knapp is the name of the road."

moral of the story: DONT JUMP TO CONCLUSIONS ABOUT YOUR BANK AND STREET NAMES. and the next few days following my outburst at anna, my roomate would say to me, "i'm going to go give some money to johnny dodds(the name of the road her bank is on), i'll be right back"

[Outrider]

Heh - a similar story from when I was in college:

I was trying to take money out of the ATM and kept getting rejected. I finally tried checking my balance and it said there were no available funds. Knowing I should have had at least some money (not much - I was a poor college student), I started freaking out that somebody had stolen money from my account. After a little bit of trouble trying to get in touch with my bank, I finally got somebody on the line. She checked where the funds had gone to and let me know they had been sent to... my dad.

Confused, I told her I'd have to call back and called my parents. After putting our heads together, my dad and I realized that my older brother had written him a check earlier in the week and must have accidentally grabbed the wrong checkbook. (We both had the same generic books from the same bank, so if you didn't really pay attention, they would look pretty similar.)

Yeah, my brother was really sorry and paid the overdraft fee and everything.

But then a little while later, I found a huge chunk of change deposited into my account mysteriously - it turns out that around the same time my brother had ALSO used my bank account number for direct deposit of his tax return.

Needless to say, I of course wrote him a check for the correct amount.