Originally Posted by
Rhedrimond
That's spreading a bit too much fear, and not necessarily true.
Many of us, including myself, have had this issue:
1. We bought AC. It posted to our accounts immediately as a pending transaction. Usually a charge like "E-PAYMENT SERVICE TOKYO'. The funds were taken away immediately as an authorization hold. For those who just bought AC and say you're charged, this is probably where you are.
2. 4-5 days transpire, the transactions do not process fully. The pending transactions drop (disappear) and the authorization hold funds are returned. This is currently where most of us are at now, who bought AC around the 4th.
Many of us had called our banks and there is absolutely no problems on their end or our end. The fact that Sega authorized the transaction in the first place, that it cleared, and that we didn't get an error message generally means it's okay on our ends.
Sega just never contacted our banks back to get the money, or give more information. A pending transaction and an authorization hold is just a reservation saying, "Hey, save 20 bucks for us, we're taking it soon." Sega never called back to get that money, so your bank cancels the reservation and gives you the cash back.
Sega can still take it at any time, without warning. Their first authorization cleared, meaning they can get it. Even on wikipedia, it says sometimes international banks will delay charges weeks to months to get more money on the exchange rate. Since the yen is strong (at least to US dollars), they're probably waiting to process these all at once. Didn't someone in this thread say they delay it a month?
Point is, if they authorized the purchase, they'll get their money if they want it. You probably won't be blacklisted or banned, but call your bank if you're worried.
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