It'll be on XBox and cloud-based client, that's all I know.
There's still unknown how'll be distributed AC things, which classes will be unlocked on start, and many important things they can change in western release.
Newcomers don't need more characters than free slots aviable. And yes in JP version is cheaper to store things on differrent characters, than buy a bank expansions, but all expirienced MMO players can figure this by themselves.
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