The Life Element will only kill you if you aren't super careful around things, and as long as the element level is 4+. The way I use Life (and not die) is after a Photon Art, I dodge roll out of the way of where I know the danger zone is going to be. All in all it really depends on whether or not you're experienced enough to know what your enemy is going to do next. That, and never play the Life element offline. Without support, it's suicidal, especially for a CAST. Celeb is still MUCH better, but for weapons that have no choice (Zero weapons for example) that are looted with the Life Element, well, you might as well make good use of them.
What I'm saying here is that I disagree, especially about the whole Risk being better than Life part.
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